Terms of Service
Last updated: July 20, 2026
These terms govern your use of Stubazoo ("the Service"). By creating an account, you agree to them.
Eligibility
You must be at least 18 years old and able to form a binding contract to use the Service. By creating an account, you represent that you meet these requirements.
Not financial or tax advice
The Service is a personal trade-journaling tool. Statistics, charts, and any rule-based notices (including the wash sale watch page) are informational approximations for your own recordkeeping — they are not financial, investment, or tax advice, and you shouldn't rely on them as such. Consult a qualified professional before making financial or tax decisions. We don't guarantee that data imported from a broker statement is complete or parsed without error — always verify against your broker's official records before relying on it.
Your account
You're responsible for maintaining the confidentiality of your password and for all activity under your account. Tell us right away if you suspect unauthorized access.
Acceptable use
Don't use the Service to upload data you don't have the right to upload, attempt to access another user's data, interfere with the Service's operation, or circumvent its security controls (including rate limiting and bot-protection measures).
Ownership
We own the Service, including its software, design, and branding. You retain ownership of the trade data you upload; you grant us a license to store and process it solely to provide the Service to you.
Indemnification
You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your misuse of the Service or violation of these terms, including uploading data you don't have the right to upload.
Subscriptions, billing & cancellation
Paid access is billed on a recurring basis through Stripe. You can cancel anytime from the billing portal (linked in the app once you're subscribed) — cancellation takes effect at the end of your current billing period, and you retain access until then. Except where required by law, payments already made are non-refundable; if you believe you were charged in error, contact us and we'll review it. Promotional pricing or discount codes, where offered, may be modified or revoked at any time and don't carry forward to future billing periods unless stated otherwise.
Termination
You may stop using the Service and cancel your subscription at any time. We may suspend or terminate accounts that violate these terms.
Disclaimer & limitation of liability
The Service is provided "as is" without warranties of any kind. To the maximum extent permitted by law, we aren't liable for indirect, incidental, or consequential damages arising from your use of the Service, including decisions made based on data or statistics it displays.
Governing law & general terms
These terms are governed by the laws of Massachusetts, without regard to conflict-of-law principles. If any provision is found unenforceable, the remaining provisions stay in effect. These terms, together with our Privacy Policy, are the entire agreement between you and us regarding the Service.
Changes to these terms
We may update these terms from time to time. We'll update the "Last updated" date above when we do; continued use of the Service after a change means you accept the updated terms.
Contact
Questions about these terms? Contact us.